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Best Central Florida Retirement Cities

Daytona Beach is the only Florida city in the Top 10 Best Places to Retire in 2024 according to U.S. News!

It is no secret that Florida is a top relocation destination for retirees, but here we will share some of the best kept secrets across our World Famous coast. Whether it is active adult-living, 55+ age-restricted, or low-maintenance homes and condos, our Central Florida cities have many options to suit your needs. When it’s time to enjoy the latter years of life, we have retirement friendly real estate that includes golf, tennis and pickleball, boating and river access, beautiful beachfronts, and communities with endless amenities. Let’s explore some top retirement and adult communities by city:

Daytona Beach

The World’s Most Famous Beach, Daytona Beach, is home to one of the most popular 55+ communities in the country, Latitude Margaritaville, and there are also other enticing home and condo options for retirees to consider as well.


One of the top 55+ communities in Florida is Latitude Margaritaville. It’s always happy hour in this fun and private neighborhood that features its own oceanfront clubhouse with shuttle service. Latitude provides gated access, with a private restaurant / bar, massive swimming pools, tennis, pickleball, a bandshell and much more. You can even drive a golf cart to the local Publix Supermarket! 

latitude daytona


mosaicCustom built ICI homes in a private, close-knit community await at Mosaic in Daytona Beach. Here residents enjoy a centralized common area with a fitness center, event room, swimming pools, a band shell and more. This is a non-age-restricted neighborhood that would be perfect for having family and grandchildren over to visit, or even to live in the neighborhood just a short walk away.

Ormond Beach

In Ormond Beach, those looking for retirement and 55+ homes have several options. This city is centrally located near Interstate 95, providing quick access for travel across the state. Ormond Beach offers golf course communities, gated neighborhoods, properties on the river with boat docks and also oceanfront homes and condos. 

Plantation Bay

This gated, golf course community should be a must-see if searching for a retirement community. There is a wide array of property types and sizes here, with lush landscaping, luxurious amenities and 45 holes of world-class golf. This neighborhood is not age restricted but the median age of residents most likely trends in the 55+ range. Enjoy the privacy of this secure community and drive your golf cart to the 7,000 square foot Spa & Fitness Center, the 10 lighted Har-Tru tennis courts, pickleball courts or one of the two clubhouses. Residents and their guests love Plantation Bay!
plantation bay


Enjoy active adult living from the 55+ age restricted Huntington communities. Huntington Village, Huntington Green and Huntington Place provide different property types and different builders to choose from with new construction ongoing as of early 2023. This maintenance-free neighborhood features homes with pavered driveways and lush landscaping. The new, concrete block construction will provide peace-of-mind so you can enjoy life to the fullest.

Daytona Beach Shores

A truly beachside city, Daytona Beach Shores offers a wide array of condo options, as well as quality single family homes and townhomes. This city caters to retirement age buyers with a beautiful community center, tennis, pickleball, par-3 golf and more. Find Daytona Beach Shores properties on the oceanfront, riverfront and in the middle of the peninsula with amazing views all around.


In the heart of Daytona Beach Shores is a cluster of high-rise condo buildings that include the Oceans condos on the oceanfront, Cloverleaf, Oceans Grand, Oceans West and more. These buildings have units starting from the $200's with an array of community amenities and walking-distance convenience to the Publix Shopping Center.

beach condos

Port Orange

Port Orange is a popular family community with award-winning public schools, popular shopping and dining and convenience to both the interstate or the beach. But Port Orange also has some of the best retirement and 55+ options in Central Florida. 

Villages of Royal Palm

royal palmA truly unique retirement-friendly community, Villages of Royal Palm is truly worry-free, maintenance-free, and even free of age restriction. You see, while Royal Palm is popular with active adult retirees, and provides exterior home painting, lawn maintenance and a wide range of amenities, this popular neighborhood is not 55+. Here you will find single family homes, some with private swimming pools, as well as attached homes with generous living spaces and lakefront lots. Royal Palm is very close to Publix Supermarket Shopping as well as the large outdoor mall, the Pavilion, which houses many restaurants, shops and a movie theater.

Summer Trees

Nestled among shaded, tree-lined streets, Summer Trees is a "tucked-away" 55+ community that is also just steps to Port Orange shopping and dining. Here you will find affordable single-family and attached home options to fit many budgets and living space needs. Summer Trees is connected to its sister neighborhood, Summer Trees South, which provides newer homes in a non-age-restricted setting. There are many instances of younger families owning homes in Summer Trees South, with their retirement-age family members walking distance away at Summer Trees. This makes for easy and frequent visits with grandchildren.


This popular manufactured home community offers a private 55+ lifestyle with no lot rent. Laurelwood homes typically sell quickly as they offer an affordable option for retirement living in Port Orange. Most homes here sell under $200,000.

Ponce Inlet

The sleepy fisherman's village of Ponce Inlet is the perfect retirement city for those who enjoy peace, quiet and privacy. Tucked away on the southernmost part of our Daytona area peninsula, this one-way in and out town provides home and condo options on the beach and with riverfront or boating access. While there are no age-restricted areas in Ponce Inlet, a strict city-wide rental policy mitigates excessives tourists and vacationers in town.

Harbour Village

harbour villageIf you have a large pet, have a boat, love the beach, golf, tennis, indoor pools and more, then Harbour Village may be the perfect place for you. This sprawling condo and townhome complex offers several building types, options from one to four bedrooms, and some of the best amenities available in the area. While not located on the oceanfront, Harbour Village residents enjoy access to a private oceanfront clubhouse, plus the large array of boat docks available for ownership and an 18 hole par-3 golf course. And what about the large dogs? Harbour Village is very pet-friendly with great walking trails and a convenient location near the dog-friendly beach in Ponce Inlet. Retirement age residents love Harbour Village for the active lifestyle and private, gated access.

New Smyrna Beach

New Smyrna Beach is a popular beach town just south of Daytona Beach and east of Orlando. In this beautiful city you will find great golf communities near interstate access as well as home and condo options on the river or beach. Retirement age and active adult residents love New Smyrna Beach for the fantastic food and laid-back lifestyle.

Venetian Bay

venetian bayVenetian Bay is a popular golf course community with a town center and beautiful landscaping. Residents of Venetian Bay have single-family home, townhouse, and condo options to choose from, and there's even a private gated section. Retirees love the location and quality of construction found at Venetian Bay in New Smyrna Beach. Here it is not age-restricted but there is plenty to do for active adult living.


New Smyrna Beach has many condo options, both on the river with boat docks and on the beachfront. Bouchelle Island is a popular condo complex for retirees and there are other options in varying price ranges, with some retirement buyers enjoying the luxurious Minorca.

This list of retirement communities does not capture every option in the Central Florida area but should be a good jumping off point for your search. If you have any questions, please call (386) 999-3977 or fill out the contact form below.

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