Insurance

Port Orange, Florida, homeowners insurance information. Property insurance phone numbers for Daytona Beach home buyers.

Found 7 blog entries about Insurance.

homes inspections port orange daytona beach

Everyone knows that purchasing a home can be one of the most enjoyable and exciting times of your life, but before the keys to your new Daytona Beach area home or condo are in hand, there is a process that can include some hurdles and stress. Pre-approvals, showings, more showings, and negotiations lead you to a signed contract to purchase, but now it’s time to take a closer look at that new dream home.

Home inspections are a vital part of the home buying process. It is always recommended to have a professional, licensed inspector perform a full review of your potential new property. Inspectors verify basic items like the age and condition of the roof, HVAC, hot water heater, appliances and more. They also look at visible plumbing, electrical, and

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port orange waterfront homes

It’s almost the most wonderful time of the year: Tax Season! Said no one, ever. But as the year comes to an end and we look forward to the holidays, many of us are also considering our tax implications for the coming year. It is no secret that Florida does not have a state income tax, which is fantastic, but unfortunately that’s not the only taxes to consider, especially for retirees. The good news is that a recent study by Kiplinger’s found that Florida was the 8th most tax-friendly state in the country for retirees. Florida has an about average sales tax rate, an average property tax rate (if you’re not on the oceanfront!) and there are additional homestead exemption benefits for homeowners aged 65+. Plus, there is no estate tax or inheritance tax

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port orange riverwalk park

Demand and property values in Port Orange have continued to rise year over year due to the well-planned layout of the city and the abundance of family-friendly public parks, A+ schools and more. Recently, the city was honored with another great distinction that should attract even more Florida home buyers. According to a recent study by SafeWise, a home safety and security company, Port Orange was named the second safest city in the state of Florida!

The 2019 report shows that Port Orange placed second on a list of the top 50 cities in Florida with the lowest rate of violent and property crime. So while the state of Florida has a slightly above average crime rate on the national level, Port Orange is below average for crime both across the state

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home condo buying

You’ve found the perfect Port Orange home or Daytona Beach area condo and now there’s just the question of how to pay for it. Interest rates continue to be very low and there is no shortage of lenders willing to assist buyers in our area. But obtaining a mortgage is not always a guarantee, and it is better to have your ducks in a row now, before that dream home slips away due to a failure to qualify. A recent study by the Federal Reserve listed the top three reasons that buyers fail to get a mortgage approval. Let’s take a look:

  1. The number one reason comes down to the basics of whether you can afford the proposed mortgage payment. The debt-to-income ratio is one of the top factors lenders use to grant mortgages as it measures how much your

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A new Florida condo bill was signed by Governor Crist on June 1, 2010. There are a few points addressed in the bill that all condo owners and future owners should know. SB 1196 highlights are listed below:

  • Lenders will be required to pay more past-due assessments for foreclosed condonimiums.
  • Associations will be allowed to deny owners and occupants use of recreational facilities and common areas if the owner of the condo is 90 days delinquent in his/her obligations to pay the association dues.
  • Associations will be able to use rent paid by a tenant to pay delinquent assessments owed by the unit's owner.
  • Remove the requirement that condominium owners must purchase individual condo insurance coverage.
  • SB 1196 will
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my florida safe home free wind inspections for elgible homeownersHurricane season is approaching and now is a good time to prepare your home for the storm season. My Safe Florida Home is a website that offers more information about wind inspections and how to schedule a free inspection.

This program was started by Florida to help homeowners identify weakness in their home and correct the problems before a storm hits the area. The state is hoping that these preventive measures will reduce the amount of damages and save lives if another storm hits.

Town Park homes built by the Johnson Group offer a safe room for your protection during a Florida storm. Call Kevin to learn more about this unique safety feature offered by a local builder in Port Orange, Florida.

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A very important step in the home buying process is obtaining homeowners insurance. All the recent news coverage and media attention does make it seem like finding homeowners insurance in Florida is impossible. Getting property insurance is  POSSIBLE for the majority of Port Orange real estate and there are multiple insurance companies to choose from.

Here are a few companies you can call for a Port Orange home insurance quote:



  • Caton Hosey Aaron Phillips 386-767-3161
  • CCI Insurance 386-756-8551
  • Ormond Insurance Agency 386-673-2115
  • State Farm Blake Thomas Office 386-760-2020
  • Allstate Bert Daniel 386-788-4400
  • Nationwide Welch Insurance 386-253-4744

This is a short list of Port Orange property

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